If you’re struggling with debt from credit cards, medical bills, and mortgage payments, you are not alone. Bad things happen to honest hard working people. As debt grows, stress often increases. Our mission is to help people find the best solution to their financial situation. One possible solution is to file for bankruptcy.

Bankruptcy is a legal process which eliminates debt and stops the collection calls. The two most common forms of bankruptcy are Chapter 7 and 13. Chapter 7 wipes out debt while Chapter 13 allows for the creation of a repayment plan of your debts.


Falk Law Group can provide you with a free attorney consultation. During the consultation our attorneys will evaluate your debts, income, assets, qualifications and potential exposures before you file your first document.

Our law firm has completed over 400 consumer Chapter 7 bankruptcies in the Southern District of Florida court since 2010. Although filing of a bankruptcy can be done without the need of an attorney, Falk Law Group strongly advises to seek legal advice on a bankruptcy to receive assistance in determining best course of action for you before for bankruptcy.

Chapter 7 Bankruptcy

Chapter 7 is also known as the liquidation bankruptcy, where your debt is discharged. Usually, dischargeable debt includes credit cards, medical bills, car repossession, unsecured debts, real estate foreclosures, and certain IRS debts. However, not all debts are dischargeable. Debts which are generally not dischargeable are: spousal support, child support, recent IRS debt, student loans, traffic fines, and criminal case restitution.


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